Frequently asked questions to find out if a plumber is insured:
Q: Is my plumber insured?
A: To find out, you need to ask your plumber if they have professional liability insurance.
Q: What is E&O insurance?
A: Professional liability insurance is insurance that covers damage caused to third parties in the course of the practice of a profession, such as plumbing. It covers property damage and bodily injury caused by the plumber.
Q: Do all plumbers need to have professional liability insurance?
A: No, there is no law that requires plumbers to have professional liability insurance. However, it is highly recommended to work with a plumber who has one.
Q: How do I know if my plumber has professional liability insurance?
A: You can ask your plumber if they have E&O insurance and ask for a copy of the insurance policy. You can also check on their website or on their business documents to see if they mention that they have this insurance.